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Getting a home loan can be complicated. However, when you partner with a top-rated home mortgage broker, you can rest assured your home loan process will be smooth. Point Mortgage offers home loans in the Miami area. Learn some of the top secrets for getting a home loan, and contact us today!

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Buying your first home is exciting. Yet, since you've never bought one, there are mistakes you can make that can cost you financially. Point Mortgage in Miami offers many first-time home loans. Below, we'll go over four first-time mortgage mistakes to avoid. Get in touch with us today!

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house shopping

Are you getting ready to buy or sell a home? Working with a real estate professional can make the process easier and help you get the best deal.

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FHA loan

Getting ready to purchase a home? You’ve probably heard about the FHA loan, especially if you are a first-time homebuyer. What is this home loan option and is it right for you? Using an FHA loan can be a great way to get ready for a home purchase. Find out if you would qualify, it is the best choice for you, and things you need to know about the financial side of using an FHA loan.

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closing on a home

Going through the home buying process? It can feel like a never-ending journey of paperwork and verification to become a homeowner. Whether it is your first time purchasing a home or you are getting ready to buy your dream home, the final few steps of the process can be both exciting and nail biting.

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zillow

Whether you are buying, selling, or renting a home, you have probably spent at least a little bit of time on Zillow. There are numerous real estate apps and websites out there that collect and display helpful data about a potential purchase or sale.

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Rental agreement

If you are considering selling your house but aren’t sure you want to let it go forever, you may be surprised to hear that you can actually keep your house and have someone else cover the costs and upkeep. Renting out your house can be a great way to generate some additional income and hang onto your house for future use.

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loan application

If you plan to buy a house soon, chances are you have been searching online to learn all about the process. You probably know that you’ll need to make an offer on a house that you like, apply for a home loan called a mortgage, and go through an approval process.

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loan application

If you are a first-time homebuyer (or even if you’ve done this a few times), it can be easy to get bogged down in the requests for paperwork coming from your lender. Here are a few of the most common documents that loan officers need when processing and approving your mortgage application.

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home

The summer real estate boom may be slowing down, but it can still be a great time to get your house ready for the market. Fall is a fantastic season to show off your home’s character. Here are a few ways to put your home’s best foot forward, autumn style.

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soldier

If you are a military service member, Veteran, or their family, you may be eligible to use the VA loan to purchase your next house. While you do need to satisfy a few requirements, using the VA loan is a great way to get into a home with little (or no) money out of pocket initially. Here are the top things to know about VA loans.

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home market

A few key factors have intensified the housing market in 2021. The COVID-19 pandemic and guidelines to stay home have led to residents looking for homes that could accommodate their new work-from-home lifestyles. A decrease in sale inventory over the last year, due to fewer new constructions homes being built and fewer resale homes on the market, has made competition fierce. Low interest rates have also made the recent year a great time to buy a home and get great financing.

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farm house

Are you interested in moving to a rural or less populated area? The U.S. Department of Agriculture offers a loan specifically made for homebuyers who want to purchase in these areas and meet certain other criteria. Read on to find out if the USDA loan is something you should consider.

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For sale

In a seller’s real estate market, many tenants are finding themselves on the hunt for a new place to live once their landlord decides to put their house on the market. While some tenant-occupied homes are sold to other investors who want to keep the house as a rental, many are sold to owner-occupants who plan to move into the house themselves. Here are a few things you can do when your landlord tells you that they are selling your home.

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Home

Many homeowners have flocked to the suburbs in 2020 and 2021. While cities used to have major appeal to young professionals and established families alike, many are turning to the ample space, top-rated schools, and affordability that the suburbs can offer. Here are the top benefits to buying in the ‘burbs.

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Welcome mat

Relocating to a new area or looking for a new home? Ask yourself these questions to decide if it’s the right time to rent or buy as you begin a new chapter.

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moving boxes

Whether you are moving yourself or hiring a professional team, there are a few ways that you can make moving day more enjoyable and smooth for everyone involved. Follow these tips to be a gracious host on your moving day.

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sold

Home sales are competitive right now. In many markets, offering the asking price isn’t enough to guarantee that you will be able to purchase the home. With buyers offering more and more, what can you do if you are outbid on a home?

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looking at documents

Congratulations on owning your home for a full year! It’s such an exciting milestone and chances are that you have learned the ins and outs of your new home, from the squeaky stair to that one uneven floorboard. Now it’s time to get familiar with your home mortgage as well.

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video call

Whether you are an experienced home buyer or are looking to purchase your first property, shopping around for a mortgage is an important step to make sure that you are getting the best deal. Here are a few questions to ask your mortgage lender.

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debt to income

Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that banks and credit unions offer to make home ownership possible without saving up hundreds of thousands of dollars to purchase it outright. But potential mortgage candidates must still take certain financial steps to get approved for this loan. One of the most important factors that lenders consider is the applicant’s debt-to-income ratio, DTI.

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backyard

Upgrading your home’s outdoor space can make it more enjoyable, add curb appeal, and even increase the overall value of your home. Try one of these projects yourself or get the help of a pro to take advantage of your outdoor oasis.

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